The DEBT fact truths

• When under Debt Review, no legal action can be instituted against the consumer.
• No summonses can be be issued against consumer's property or assets, for the consumer is under protection of the National Credit Act.
• If married in community of property, this means that a consumer and spouse must apply jointly for Debt Review.
• If married outside of community of property, the consumer can apply as an individual, or has the choice to apply as a couple.
• A company can also apply for Debt Review, provided that is is a sole proprietor or in the event of a "CC" , there is only one member.
• However, with a company, the creditors are not obliged to co-operate with the Debt Review process, it totally depends on the creditor.
• Debt Review is not the same process as Administration.

We understand the stress and the pride that is associated with Debt, but you have to act!

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